Time Is Money – Don’t Wait
It doesn’t matter if you grew up before there were cellphones, when everyone was using a flip phone, or once everyone had a smartphone—if you’re a living, breathing adult,(and if you’re reading this, odds are you are), you probably should’ve already started thinking about life insurance. And cancer insurance. Critical illness insurance, too.
Time is money. That’s why it’s best to buy insurance policies when you’re young: The insurance premiums and amounts of coverage you can get grow more expensive as you age—just like the medical care you may need.
Everyone can get got … even you
No one wants to think about health problems. We’d all rather be the old guy still getting it on in the gym, or the grandma who can still drop it low on the dance floor. But Father Time is undefeated: We get older every day, and our bodies let us know it.
There’s no telling what will happen or when. Yet anything can happen. And a lot of things will. In fact, these days it seems like there’s a health crisis waiting in every corner—and we’re not just talking about COVID-19 or monkeypox.
There are more than 200 types of cancer,1 and 1 in 3 Black American men and women will develop the disease in their lifetimes.2 Moreover, someone has a heart attack every 40 seconds here in the U.S., and one person dies of heart disease every 34 seconds.3
Unfortunately, these are just two of the ways people get got—physically (and, by extension, financially). There are a lot more. That’s partly why 4 in 10 people with life insurance wish they’d gotten it sooner.4
With accidents, diseases, and injuries waiting to tackle you at any moment, it’s important to protect yourself. You don’t need to walk into grocery stores wearing a helmet and pads, but it is a good idea to look into some supplemental insurance options—life insurance, cancer insurance, and critical illness insurance are good places to start.
Real talk, we don’t want you to have to use your insurance. But we would rather you have it and not need it than need it and not have it. And we’re guessing your family would agree.
Ready to game plan?
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 Cancer Research UK. “Types of cancer.” Reviewed 7.1.2020. Accessed 8.12.2022.
 American Cancer Society. “Cancer Facts & Figures for African American/Black People 2022-2024.” Published 2022. Accessed 8.12.2022.
 Centers for Disease Control and Prevention. “Heart Disease Facts.” Reviewed 7.15.2022. Accessed 8.12.2022.
 Policygenius. “Life insurance statistics in 2022.” Updated 5.25.2022. Accessed 8.12.2022.